EverGain
Technical Whitepaper

A Revolutionary DeFi Treasury Protocol
Combining Yield Generation, Leverage, and Network Economics

1B
Total Supply
1.2%
Daily Yield
20
Level Network

Executive Summary

EverGain is a next-generation decentralized finance (DeFi) protocol that reimagines treasury management by combining three powerful mechanisms: secure yield generation, controlled leverage, and multi-level network economics. Built on blockchain technology, EverGain provides users with sustainable returns while maintaining capital security through innovative risk management strategies.

The protocol introduces the EverGain Token with a fixed supply of 1,000,000,000 tokens, designed to serve as both a utility token for platform operations and a governance token for community-driven decisions. Unlike traditional yield farming protocols that rely solely on token inflation, EverGain generates sustainable returns through a diversified strategy of DeFi investments, liquidity provision, and algorithmic trading.

Mission & Vision

Our mission is to democratize access to sophisticated treasury management strategies previously available only to institutional investors. We envision a future where anyone can participate in sustainable yield generation without compromising security or requiring deep technical knowledge.

Core Innovation

Smart Treasury Architecture: EverGain employs a three-layer security model that segregates user deposits, operational capital, and reserve funds. This ensures 100% capital protection while enabling optimized yield generation through strategic deployment across multiple DeFi protocols.

Tokenomics

Token Distribution

The EverGain Token has a total fixed supply of 1,000,000,000 tokens distributed strategically to ensure long-term sustainability and ecosystem growth:

Community Rewards

40%

400,000,000 Tokens

Distributed to users through yield generation, network bonuses, and platform activities over 5 years.

Reserve Fund

25%

250,000,000 Tokens

Locked in smart contracts to ensure liquidity and system stability. 4-year vesting schedule.

Development

15%

150,000,000 Tokens

Allocated for platform development, security audits, and technological advancement. 3-year vesting.

Team & Advisors

10%

100,000,000 Tokens

Team allocation with 1-year cliff and 4-year linear vesting to ensure long-term commitment.

Rank Rewards

8%

80,000,000 Tokens

Special bonuses for achieving leadership ranks and building strong teams within the network.

Marketing

2%

20,000,000 Tokens

Strategic marketing campaigns, partnerships, and community growth initiatives.

Token Distribution & Release Schedule

Detailed breakdown of token allocation with TGE (Token Generation Event) unlock schedule:

Category Allocation Amount (Tokens) TGE Unlock Vesting Period Monthly Release
Community Rewards 40% 400,000,000 5% 60 months 6,333,333
Reserve Fund 25% 250,000,000 0% 48 months 5,208,333
Development 15% 150,000,000 3% 36 months 4,041,667
Team & Advisors 10% 100,000,000 0% 48 months (12m cliff) 2,083,333
Rank Rewards 8% 80,000,000 10% 36 months 2,000,000
Marketing 2% 20,000,000 15% 24 months 708,333
TOTAL 100% 1,000,000,000 - - -

TGE Notes:

  • TGE Unlock: Percentage of tokens released immediately at Token Generation Event
  • Vesting Period: Duration over which remaining tokens are released linearly
  • Cliff Period: Initial lockup period before vesting begins (applicable to Team & Advisors)
  • Monthly Release: Average tokens released per month during vesting period

Token Utility

  • Yield Boosting: Stake tokens to earn up to 50% APY bonus on base yields
  • Governance Rights: Vote on protocol parameters, treasury strategies, and upgrade proposals
  • Fee Discounts: Reduced withdrawal fees and leverage costs for token holders
  • Network Rewards: Enhanced referral commissions for token stakers
  • Premium Features: Access to advanced analytics, priority withdrawals, and exclusive pools

Yield Generation Mechanism

Multi-Strategy Approach

EverGain employs a sophisticated multi-strategy approach to generate sustainable yields:

Strategy Allocation Target APY Risk Level
Liquidity Provision 35% 15-25% Low
Lending Protocols 25% 8-12% Very Low
Yield Aggregators 20% 20-35% Medium
Algorithmic Trading 15% 30-50% Medium-High
Reserve Buffer 5% 2-4% Minimal

Account Tiers

Users can choose from four account tiers, each offering different yield rates and features:

  • Basic ($50 min): 0.6% daily yield, basic features
  • Silver ($500 min): 0.8% daily yield, 3× leverage access
  • Gold ($2,000 min): 1.0% daily yield, team bonuses, premium dashboard
  • Platinum ($10,000 min): 1.2% daily yield, priority withdrawal, override bonuses

Leverage System

Silver tier and above can access up to 3× leverage at 0.25% daily interest. The leverage system includes:

  • Smart Risk Management: Automatic position monitoring and liquidation protection
  • Flexible Terms: Borrow for 7-90 days with early repayment options
  • Collateral Efficiency: Over-collateralized positions ensure system stability
  • Dynamic Interest: Interest rates adjust based on utilization ratio

Network Economics

20-Level Referral System

EverGain features a revolutionary 20-level referral network that rewards community building:

Level Commission Rate Example Earning
Level 1 (Direct) 10% $100 on $1,000 deposit
Level 2 5% $50 on $1,000 deposit
Level 3-5 3% $30 on $1,000 deposit
Level 6-10 1% $10 on $1,000 deposit
Level 11-20 0.5% $5 on $1,000 deposit

Rank System

Achieve higher ranks to earn additional override bonuses on your entire network:

  • Team Leader: $10K team volume, 10 members → +2% override (L1-5)
  • Senior Leader: $50K team volume, 50 members → +3% override (L1-10)
  • Regional Partner: $250K team volume, 200 members → +5% override (L1-20)
  • Global Partner: $1M team volume, 500 members → +7% override + profit pool share

Security & Risk Management

Smart Contract Security

  • Multi-signature wallets for treasury management (4-of-7 signatures required)
  • Time-locked administrative functions (48-hour delay on critical changes)
  • Regular audits by top-tier blockchain security firms
  • Bug bounty program with rewards up to $100,000
  • Formal verification of critical contract components

Reserve Management

The protocol maintains a 20% minimum reserve ratio to ensure instant liquidity:

  • Tier 1 Reserve (10%): Held in stablecoins for immediate withdrawals
  • Tier 2 Reserve (10%): Deployed in highly liquid DeFi protocols with <24h exit time
  • Insurance Fund (5%): Covers potential losses from strategy underperformance

User Protection

  • Segregated account architecture - user funds never commingled with operational capital
  • Withdrawal whitelist system for enhanced security
  • Two-factor authentication (2FA) and multi-device authorization
  • Real-time monitoring for suspicious activities
  • Quarterly proof-of-reserves published by third-party auditors

Development Roadmap

Q1 2025 - Foundation

  • Smart contract development and internal testing
  • Security audit by CertiK and ConsenSys Diligence
  • Website launch and whitepaper publication
  • Community building and social media presence

Q2 2025 - Launch

  • Public token sale (TGE - Token Generation Event)
  • DEX liquidity pool launch
  • Platform beta testing with selected users
  • Partnership announcements with major DeFi protocols
  • Mobile app beta release (iOS & Android)

Q3 2025 - Expansion

  • Official platform launch - all tiers available
  • CEX listings on major exchanges
  • Governance portal launch - community voting begins
  • Advanced analytics dashboard
  • Integration with 10+ DeFi yield sources

Q4 2025 - Innovation

  • Launch of EverGain DAO for decentralized governance
  • NFT membership cards with exclusive benefits
  • Cross-chain bridge for multi-chain support
  • Institutional investor portal
  • API access for third-party integrations

Q1-Q2 2026 - Ecosystem

  • EverGain Swap - integrated DEX aggregator
  • Lending & borrowing marketplace
  • Insurance products for DeFi risks
  • Fiat on-ramp/off-ramp integration
  • Strategic partnerships with traditional finance institutions

Long-term Vision (2026+)

  • Layer-2 scaling solution for reduced fees
  • AI-powered yield optimization algorithms
  • Global expansion and regulatory compliance
  • DeFi education platform and academy
  • EverGain credit card for real-world spending

Legal & Compliance

Regulatory Framework

EverGain is committed to operating within applicable legal frameworks while maintaining the decentralized nature of the protocol. Our approach includes:

  • KYC/AML procedures for users in jurisdictions where required
  • Collaboration with regulatory bodies to ensure compliance
  • Regular legal reviews and updates to terms of service
  • Geo-blocking for restricted jurisdictions
  • Transparent reporting and tax documentation support

Risk Disclosure: Cryptocurrency investments carry inherent risks. Users should only invest funds they can afford to lose. Past performance is not indicative of future results. EverGain does not guarantee returns or principal protection. Please read our full risk disclosure before participating.

Conclusion

EverGain represents a paradigm shift in DeFi treasury management, combining institutional-grade security with accessible yield generation and innovative network economics. With a fixed supply of 1 billion tokens and a clear path to sustainability, EverGain is positioned to become the premier destination for users seeking reliable returns in the decentralized finance ecosystem.

Our commitment to transparency, security, and community governance ensures that EverGain will evolve according to the needs of its users while maintaining the core principles of decentralization and financial sovereignty.

Join us in building the future of decentralized finance.

Get in Touch

For inquiries, partnerships, or more information:

info@evergain.io @EverGainDeFi t.me/evergain